FSCD
Funding and support for families raising a child with a disability, with services set out in the family’s agreement.
What is FSCD? →Avelora Life
Private Pay vs Funded Support in Alberta
Families may arrange non-medical support through an approved government-funded pathway, a private-pay agreement, or a combination of arrangements. A funded arrangement uses an approved Alberta program such as FSCD, PDD, Family Managed Services, or the Client Directed Home Care Invoicing Program — each with its own eligibility, agreement, documentation, and service rules. Under a private arrangement, the individual or family pays the provider directly under an agreed service plan and rate, which may offer a path when a person is waiting for funding or needs are outside an approved plan. The best route depends on eligibility, authorization, timing, service needs, and provider fit.
Funding is often the part families dread most. It is usually simpler than it looks once you see the options side by side.
Families may arrange non-medical support through an approved government-funded pathway, a private-pay agreement, or a combination. This guide explains how each works and which questions to ask, so you can choose with confidence.


A funded arrangement uses an approved Alberta program such as FSCD, PDD, Family Managed Services or the Client Directed Home Care Invoicing Program (CDHCI). Each has its own eligibility, agreement, documentation and service rules, and funding decisions stay with the program.
Under a private arrangement, the individual or family pays the provider directly under an agreed service plan and rate. It can be a path when someone is waiting for funding, or when needs fall outside an approved plan. Some families use both.
The best route depends on eligibility, authorization, timing, service needs and provider fit.
Funding and support for families raising a child with a disability, with services set out in the family’s agreement.
What is FSCD? →Supports for adults with developmental disabilities, arranged within the person’s approved service arrangement.
What is PDD? →An arrangement where the family or person directs services within program rules.
The Client Directed Home Care Invoicing Program, with its own documentation and service rules.
Avelora Life is authorized for FSCD and PDD direct billing in South Calgary and Northern Alberta, subject to applicable program requirements, approved services, and individual funding agreements.
You pay the provider directly under an agreed plan and rate, without waiting for approvals.

Ask who is responsible for documentation and invoices, and what you need to provide.
Ask what is included, excluded and billed, and how changes are handled.
No provider can approve funding or guarantee payment. Decisions stay with the program.
How to choose a provider →Bring whatever paperwork you have, even if it is incomplete.
Share any approvals, agreements or plans, or tell us you are starting from scratch.
We explain how funded and private arrangements could work for your situation.
Fit, scope, hours and the payment pathway are agreed with you before support begins.
We want you to know who decides what.
We talk through options, work with approved arrangements where requirements are confirmed, and are honest about fit and scope.
We do not decide eligibility, approve funding or guarantee payment. Those decisions stay with the applicable program.
Our funding page explains the pathways we can discuss, and what to bring to your consultation.
We confirm availability for your community, hours and staffing before you rely on it.
Avelora Life was founded by Katrin Gregorio. Your first call is about your situation and your options, not a sales pitch.
Information is shared only with consent, and services stay within a clear non-medical scope.
Many families arrange a combination. We can talk through how private support could sit alongside an approved plan.
No. Eligibility and funding decisions are made by the applicable Alberta program.
Where authorized and operational requirements are met, a provider may bill the program directly instead of the family paying upfront. Avelora Life is authorized for FSCD and PDD direct billing in South Calgary and Northern Alberta, subject to applicable program requirements, approved services, and individual funding agreements.
Private arrangements may be a path while you wait. We will talk through what is realistic before anything begins.
We cannot promise a date before we talk. Start dates depend on location, schedule, staffing and funding, and we will be straightforward about what is possible.
Tell us what you have in place, or that you are starting from scratch. We will take it from there.